Upstate FINANCE Option

Priority Electrical Service partners with Hearth to offer to finance so our valued customers have options when paying for home improvement projects.

Multiple financing options

Hearth works with 17 lenders to find competitive personal loans and credit cards for your needs

Simple pre-qualification

Our process takes less than 2 minutes and will not affect your credit score.

Personalized options

Hearth’s lending partners can provide multiple options tailored to your needs.

Rates in under 2 minutes

Review your rates from over a dozen lenders through Hearth’s quick and secure application without affecting your credit score.

Easy monthly payments

No surprises. Personal loans through Hearth’s lending partners have fixed rates and terms. You’ll know your monthly payment upfront.‡.

Get your money fast

Loans typically fund in 1-5 business days. If approved, Hearth’s lending partners can deposit cash into your account as soon as 24 hours.†

No prepayment penalties

There are no fees for paying off your loan sooner, saving you time and money.

How To Get Started with Financing Your Project

Hearth helps homeowners make smart financial decisions about their home improvement projects. We connect homeowners to financing options that meet the needs of almost any project, and we get it done quickly so you can get on with the job.

Ready to Begin Your Home Improvement Project?

If you’re thinking about making some significant home improvements or electrical upgrades, including Electric Service Upgrades, Breaker Panel Replacement, Whole House Re-Wire, Tesla Car Charging Station, or Interior Lighting Upgrades, our financial partner Hearth may be able to offer you some affordable financing solutions.

Or to schedule an appointment please Click Here to Schedule Electrical Service and we will promptly contact you during normal business hours. Once we receive the service request, a licensed electrician will be dispatched in a fully-stocked service van with all the right tools to get the job done or discuss your project requirements.

Frequently Asked Questions

No, when you complete the prequalification form, lenders perform a “soft” credit inquiry. This allows you to compare lender offerings without affecting your credit score.

Yes, all 17 of our lenders have no pre-payment fees which means you can pay back your loan before the end of its term at no additional cost.

An unsecured loan is not linked to a specific piece of property (“collateral”) that the borrower agrees to give to the lender if the borrower does not pay back the loan. A secured loan, in contrast, always has some form of collateral, like a car or a house of which the lender can take possesion in the event of default.

Lenders look at many factors, including as your credit history, current debt-to-income ratio, your income, and your expenses in assessing your creditworthiness.

You can usually expect to receive your money in as little as 1-5 business days.

In most states, the minimum loan amount is $1,000, but we recommend requesting at least $2,000, as several of Hearth’s lenders only make loans of $2,000 or greater.

Most of our lenders do not offer delayed funding, but please confirm with your chosen lender. For instance, at least one Hearth lender allows you to schedule the deposit 45 days after approval.

Yes, of course! Hearth’s offers page will display a range of loan options, so you can choose to finance a lesser amount, the exact amount, or a higher amount so you can get the project and payments that best suit you.

Consider adding a co-borrower if you do not qualify for a loan or would like to see possibly lower APRs. You and the co-borrower would both sign the loan agreement and be liable for the loan.

Yes, Hearth’s lending partners require that applicants provide information to prove the source of the income they state.

Yes, if you did not see offers, you can fill out the pre-qualification form again and add a co-borrower. Adding a co-borrower may help you qualify for a loan or qualify for lower interest rates.